Area Business Manager Home Loan Aurangabad , Jabalpur and Ahmedabad

Job Description:

Business: Achieve Regional targets by reaching out and tapping the full potential of the
targeted customer segment within the specified area.
• Sourcing: Achieve revenue targets by driving the Sales Officers / Cluster Managers and
ensuring that the sales process is followed in letter & spirit (Productivity, Yield, Market
Share and compliance to credit policy)
• Collections: Achieve NIL overdue month on month and course correct exceptions based
on EWS.
• Operating costs: Maintain expenses within Budgeted limits for the region
• MIS: Collate and share market information, customer insights & performance parameters
in specified formats on a regular basis.
• Performance Review: Conduct weekly/monthly/quarterly review of individual / Cluster
performance and take corrective actions.
• Marketing Initiatives: Develop and implement effective marketing activities to improve
revenue by enhancing customer experience/retention.
• Team Management: Recruit, train, motivate, mentor and review performance of Sales
Officers / Cluster Managers & other support staff.
• Rewards and Recognition: Identify excellent performers / achievers and recommend
them for annual awards/immediate recognition.
• Value, contribution & market share objectives: Evolve & operationalize sales plan to
achieve value, contribution and market share targets and per HHF
• Channel Management: Assessment & Appointment of right Dealers & Distributors after
thorough screening, activating low performing Dealers and unlocking certain key
counters etc.
• Pricing & Sales Hygiene: Take decisions on trade margins for different channel partners
b) Ensure adherence to credit norms & receivables norms as per policy and take
corrective/ preventive actions where necessary.
• Business Intelligence: Monitoring market & competition and provide timely feedback,
Identifying & quantifying new markets and Provide inputs based on analysis of sales data
to other functions & overall business plan.