Branch Credit Manager - Unsecured Loans Bengalore

Job Description:

Credit Manager – Business Instalment Loans – Unsecured Product - Retail Assets Risk Function– to be based out of Bangalore - Karnataka

Grade: Deputy Manager or Manager based on the current role and no of years of experience. 

• To decision retail lending business loans proposals as per laid down policies by the bank
• Conduct Factory/ Business visits as part of Credit appraisal process.
• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, etc.
• To ensure compliance of Audit & Regulatory requirements.
• To manage and supervise and provide guidance to the vendor agencies to get the desired and quality output.

• CA with 0-2 years’ experience/ CA (Inter) with 3 years’ experience in the field of Underwriting, Banking & finance or MBA with 3 to 5 years of relevant underwriting Credit Experience with any Bank or NBFC
• Should possess in depth knowledge on financial reporting/ Income tax/ various statutory compliances applicable for SME segment.
• Good analytical & communication skills.
• Ability to communicate in local language preferred.